AXS and NTT DATA Japan Explore Singapore-Malaysia Bill Payment Link
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AXS and NTT DATA Japan are working on a cross-border bill payment link that will start with Singapore and Malaysia.
The companies have signed a memorandum of understanding to explore how their bill payment networks can work together.
The link would allow users in both markets to pay selected bills through the platforms they already use locally.
In Malaysia, e-pay (M) Sdn Bhd, a bill payment aggregator under NTT DATA Payment Services Sdn Bhd, will provide payment channels and connectivity to local billers.In Singapore, AXS will connect users to billers through its digital platforms and islandwide network of self-service kiosks.
AXS will act as the main connectivity platform for participating payment ecosystems and bill payment operators.
The companies said partners would be able to access bill payment services across the wider network through a single secure connection.
NTT DATA will support the initiative through ADAPTIS, its unified payment services brand, and its presence across Japan and Southeast Asia.
The service addresses demand from users who live or work across borders and still need to pay household bills or recurring expenses in their home countries.
AXS and NTT DATA Japan also plan to explore expansion into other Asian markets, subject to further agreements and regulatory approvals.
They may also look at wider collaboration in payment-related services.
Jeffrey Goh, Group CEO of AXS, said,
“Following our earlier initiatives in cross‑border bill payments, this collaboration with NTT DATA marks another step in extending AXS’ payment connectivity beyond Singapore.
By enabling interoperability with trusted regional partners, we aim to make bill payments more accessible and convenient for users who manage obligations across borders, starting with Malaysia.”

Masanori Kurihara, Head of Payment, Japan, NTT DATA, said,
“By combining our strengths, we are creating new value that enhances convenience and improves everyday experiences.
The collaboration, delivered through ADAPTIS as a commerce partner, is designed to reflect local market practices while supporting our mission to accelerate client success and positively impact society through responsible innovation.”







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