Krungthai Bank continues to advance investment innovation with the launch of the “US Dollar Bond Wallet” on the Paotang application, marking a first-of-its-kind initiative in Asia. The platform enables Thai investors to gain seamless and transparent access to US dollar-denominated digital debentures.

The platform will debut with the issuance of USD-denominated digital debentures by PTT Exploration and Production Public Company Limited (PTTEP), with a minimum investment of USD 1,000, and the offering is expected to take place in Q2/2026.

Mr. Rawin Boonyanusasan, Head of Global Markets Group at Krungthai Bank, said that Thai investors are increasingly seeking opportunities to enhance investment returns amid the low interest rate environment for Thai baht assets. As a result, US dollar investments have attracted growing interest, particularly among investors looking to diversify their portfolios and enhance returns.

To address this demand, the Bank has developed the US Dollar Bond Wallet, initially offering 5-year USD-denominated digital debentures issued by PTTEP, which carry a AAA rating, the highest credit rating. The platform enables Thai investors to invest directly in digital USD debentures issued by a financially strong Thai corporation with solid growth potential through the Paotang application. The yield will be announced at a later stage.

“Historically, investing in foreign-currency debentures required investors to access overseas markets, which involved complex procedures and relatively high investment amounts. Today, Thai investors can access digital USD debentures issued by highly credible Thai companies directly through the Paotang application, with a minimum investment of just USD 1,000. This marks another important milestone for Krungthai Bank in advancing digital investment innovation, expanding investment choices and broadening investment opportunities for Thai investors,” Mr. Rawin said.

The development of the US Dollar Bond Wallet forms part of the Bank’s effort to build a real-time investment ecosystem, allowing customers to access a wide range of investment assets across multiple currencies and asset classes through a single platform. The platform supports real-time transactions and settlement, representing an important step in expanding Krungthai Bank’s US dollar investment ecosystem for Thai investors.

The initiative also complements the Bank’s existing investment solutions, including the Global Savings foreign-currency deposit account and the Gold Wallet for gold investment, which help make overseas asset investments more accessible, cost-efficient, and diversified for Thai investors.

The US Dollar Bond Wallet is fully integrated with the Global Savings account, enabling customers to exchange US dollars and hold them in advance 24 hours a day, earning interest while waiting to invest. When investors subscribe to digital USD debentures, coupon payments will be automatically credited to their accounts.

In addition, a secondary market will be available for trading with Krungthai Bank on a 24-hour basis, enhancing liquidity and providing greater flexibility in managing their investments, supporting sustainable long-term investment growth.

Marketing Strategy Team

April 1, 2026