Hainan Province has published a comprehensive Fiscal and Financial Policy Measures Guide aimed at supporting the development of the Hainan Free Trade Port, providing integrated financial and fiscal tools to enhance services for businesses and households.

The guide consolidates 50 policy measures across nine categories, ranging from fiscal subsidies and government investment funds to risk compensation mechanisms, financing guarantees, policy insurance, and cross-border financial instruments. The goal is to create a one-stop reference for enterprises, investors, and individuals to access and apply available support.

Key features include:

• Fiscal subsidies and interest support for SMEs, equipment upgrades, agriculture, services, technology, and consumer spending, with clearly defined rates, limits, and terms.

• Government investment funds designed to attract social capital to priority sectors.

• Risk compensation programs covering inclusive finance, intellectual property, innovation, and tourism-related loans.

• Financing guarantees specifying limits, terms, and fees to improve credit access.

• Policy-based insurance for sectors such as aerospace, agriculture, and catastrophe risk.

• Structural monetary policy tools including targeted refinancing, rediscount, and re-lending facilities for technology, small enterprises, and consumption.

• Cross-border financial mechanisms such as multi-functional FT accounts, QDLP/QFLP programs, integrated domestic and foreign currency pools, and cross-border payment systems.

• Financial markets and platforms supporting corporate bond issuance, commercial real estate financing, digital RMB services, and SME-focused lending platforms.

Officials emphasized that the guide consolidates previously scattered policies into a single, searchable reference, allowing enterprises and institutions to more efficiently navigate available support. The measures are designed to facilitate investment, encourage technological innovation, support industrial upgrades, and stimulate domestic consumption, with the intention of enhancing the effectiveness of both fiscal spending and financial resources.

Hainan authorities plan to ensure the guide’s practical implementation through targeted outreach, including corporate briefings, training sessions, and online tutorials. Regular updates will be issued to reflect changes in national and provincial policies, maintaining relevance for businesses and financial institutions operating in the Free Trade Port.

By providing an integrated framework for fiscal and financial support, the guide aims to reduce administrative hurdles and improve access to capital, helping enterprises and households capture the benefits of Hainan's Free Trade Port policies while supporting the province’s broader economic development strategy.